Protect Yourself

Mobile Banking

Mobile Banking is the ultimate on-demand service. With it, users can access their account information 24/7 from any mobile phone with either text messaging, Mobile Web access or through a downloadable APP (application).

There are three types of Mobile Banking available:

Text Banking - from mobile phones with text capabilities users can:

View account balances
View recent transaction history

Message and Data rates may apply

Mobile Web Banking – from mobile phones with Web access users can:

View account balances
View recent transactions
View pending transactions
Transfer funds between accounts
Pay bills from your mobile phone
Locate a nearby branch or ATM

Mobile Web service is required for this level of service. Message and Data rates may apply.

Smart Phone APP – same functions as Mobile Web Banking

APP must be downloaded and installed onto compatible mobile devices
Currently available for most popular smart phone operating systems

Enrollment

Complete the following to enroll in Mobile Banking:

Log in to Online Banking
Either Click “Enroll Now” when the Mobile Banking enrollment page appears, or Click on “User Options” from the landing page.
If you clicked on “User Options”, scroll down to the Mobile Banking Profile header.
Click “Enroll Now”
The Mobile Banking terms and conditions page is then displayed.
Select the Accept check box and Click “Continue”

The “Your Details” screen is then displayed.

Choose the correct time zone
Select the accounts you would like to be available in Mobile Banking
Enter the nickname you would like to use for each account. Note: the nickname you choose will be the name associated with the account when texting for balance and history information. The nickname does not appear in the app or browser versions.
Click Continue

The “Mobile Phone Number” screen is displayed.

Enter your mobile phone number, including area code
Click Next

The “Select Your Services” screen is displayed

Choose the type of mobile banking service you would like. The available options are the downloadable app, which is available for most IPhone and Android devices. The web browser, which is similar to the app, but is a link that can be bookmarked. Or the text service, which is available for any phone that does not have internet service.
Click Next

A text message is then sent to your phone with an activation code. Note: the activation code expires after 24 hours.

The “Activate Your Phone” screen is then displayed.

Enter the activation code from the text message you received
Click Activate to complete the enrollment.

Another text message is then sent to your phone with the downloadable app if you chose that method, or with the link for the web browser option, or a short code for the texting method.
If you chose the app, click on the link in the text message the app will download to your phone. If the web browser was chosen, click on the link and bookmark it. The texting text message will give you the number where you may text BAL and receive your balance information or HIST Nickname (the nickname of the account you chose in a previous step) and receive your most recent transactions.

Rotary Race

Reliance Bank Sponsors Rotary Race for the Kids

Reliance Bank is a proud sponsor of the Rotary Race for the Kids 5k, 10k, and Kids Dash again in 2011. The race is being held on July 24^th 2011 at the Rice County Fairgrounds. Rotary is a local service organization that is very active in the Faribault Community specifically in programs benefiting the youth of the Community. Each year Rotary awards approximately $30,000 in scholarships to local students from Faribault High School and Bethlehem Academy. Rotary is a primary sponsor of the Faribault Soccer “Little Feet” program. Rotary also runs the Rotary Readers program, the RESPECT retreat, the Strive program, the Honors Banquet, and recently brought the Rachel’s Challenge program to Faribault Schools.

Please consider registering to participate in the Rotary Race for the Kids. For pre-registration information go to www.faribaultrotary.org.

Contest Winners

Grand Prize - Jaclyn Carter

DQ Gift Certificate - Kim Bourn

Floors by Farmer Gift Certificate - Yu Aung

Harry Browns Car Washes Gift Certificate - Janet Beal

A&W Gift Certificate - Roger Culhane

Unlawful Internet Gambling Enforcement Act

1) Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006

The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined in Regulation GG, unlawful Internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the Internet where such bet or wager is unlawful under any applicable Federal or State Law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made”.

As a customer of Reliance Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

Please see one of our Universal Bankers if you would like additional information on UIGEA or Regulation GG.

2) UNLAWFUL INTERNET GAMBLING NOTICE: Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through this account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.

3) "In accordance with the requirements of the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG, this notification is to inform you that restricted transactions are prohibited from being processed through your account or relationship with our institution. Restricted transactions are transactions in which a person accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling."

Protect Your Identity

PROTECT YOUR IDENTITY

Reliance Bank works diligently to protect our customers from identity theft. We use a combination of safeguards to protect customer information, such as employee training, strict privacy policies, and rigorous security standards. Customers can help protect themselves by following a few simple precautions.

Reliance Bank encourages customers to follow some simple steps to avoid becoming a victim:

Shred or tear up statements and other personal information. Criminals may be able to get access to your accounts and personal information by “dumpster diving” (retrieving canceled checks, deposit receipts or bank statements from dumpsters or trash bins).
Keep an eye out for any missing mail, particularly account statements and bills that do not arrive when expected.
Review your monthly accounts regularly for any unauthorized charges through the Internet, phone or ATM statements.
Order free copies of your credit report once a year from each of the credit reporting agencies to ensure accuracy. Go to the Federal Trade Commission’s authorized web site http://annualcreditreport.com for your free credit report.
Choose to do business with companies you know are reputable, particularly online. When conducting business online, use firewalls, anti-spyware and anti-virus software and do not respond to unsolicited requests for personal information.
Protect your PINs and passwords. Use a combination of letters and numbers for your passwords and change them periodically.
Report any suspected fraud immediately to your bank and the fraud units of the three credit reporting agencies.

A special website is available that offers consumer tips and steps for victims. There’s also an online ID quiz that can help determine how prone one may be to identity theft. Click here to visit the site: http://www.protectyouridnow.org