Snow Showers


Faribault, MN

Snow Showers

  • 20 Mar 2018

    Snow Showers 35°F 28°F

  • 21 Mar 2018

    Partly Cloudy 39°F 21°F

Online Banking Login

Mobile Banking


Click the link below to find out more and how to enroll in Mobile Banking.

Click here to learn more about Mobile Banking 

Online Mortgage Approval


Click the link below to begin the online mortgage approval process!

Apply Now for Mortgage Approval

Reliance and You

Tips to Prevent Tax ID Fraud

Tax identity fraud takes place when a criminal files a false tax return using a stolen Social Security number in order to fraudulently claim the refund.  Identity thieves generally file false claims early in the year and victims are unaware until they file a return and learn one has alrealy been filed in their name.

Below are some tips to help prevent tax ID fraud:

  • File early.  File your tax return as soon as you're able, giving criminals less time to use your information to file a false return.
  • File on a protected Wi-Fi network.  If you're using an online service to file your retrun, be sure you're connected to a password-protected personal network.  Avoid using public networks like a Wi-Fi hotspot at a coffee shop.
  • Use a secure mailbox.  If you're filing by mail, drop your tax return at the post office or an offical postal box instead of your mailbox at home.  Some criminals look for completed tax return forms in home mailboxes during tax season.
  • Find a tax preparer you trust.  If you're planning to hire someone to do your taxes, get recommendations and research a tax preparer thoroughly before handing over all of your financial information.
  • Shred what you don't need.  Once you've completed your tax return, shred the sensitive documents that you no longer need and safely file away the ones you do.
  • Beware of phishing scams by email, text or phone.  Scammers may try to solicit sensitive information by impersonating the IRS.  Know that the IRS will not contact you by email, text, or social media.  If the IRS needs, information, they will contact you by mail first.
  • Keep an eye out for missing mail.  Fraudsters look for W-2s, tax refunds or other mail containing your financial information.  If you don't receive your W-2s and your employer indicates they've been mailed, or it looks like it has been previously opened upon delivery, contact the IRS immediately.

If you believe you are a victim of tax indentity theft or if the IRS denies your tax return because one has previously been filed under your name, alert the IRS  Idenitity Protection Specialized Unit at 1-800-908-4490.  In addition, you should:

  • Respond immediately to any IRS notice and complete IRS Form 14039, IdentityTheft Affidavit.
  • Contact your bank immediately, and close any accounts opened without your permission or tampered with.
  • Contact the three major credit bureaus to place a fraud alert on your credit records. 
    •  1-888-397-3742
    •  1-800-680-7289
    •  1-888-766-0008
  • Continue to pay your taxes and file your tax return, even if you must do so by paper.

More information about tax indentiy theft is available at the FTC at and the IRS at