Careers

Reliance Bank is a fast-growing Community Bank located just south of the metro on the Interstate 35 corridor.  Listed below are our current job openings.

Position: Loan Support Specialist-Mortgage & Consumer Lending

General Definition of Position:  This position will be primarily responsible for supporting the Consumer and Mortgage loan department including working with loan officers and department manager to execute loan documentation, ensure loan file organization, interact with loan customers to facilitate the loan origination process, and perform loan servicing activities.

Essential Duties and/or Responsibilities:

  • Order underwriting needs (title work, appraisals, credit bureaus, flood certs)
  • Perform UCC searches and complete related filings
  • Consumer and Mortgage loan documentation preparation
  • Book loans & participations
  • Track for post-closings needs (insurance, filed mortgages, lien cards, final title policies)
  • Tickler processing and monitoring
  • Process loan payments
  • Create and scan loan files
  • Appraisal reviews and evaluations, submit to investors
  • FHLB P & I and T & I daily and monthly reconciling
  • Process paid loans and declined loans
  • Pull mortgage rates from investors daily
  • Daily and monthly investor reporting
  • Handle Construction loan draws
  • Process escrow payments, disbursements, and annual analysis
  • Loan maintenance
  • Sort & Process incoming loan related mail
  • Import new online mortgage applications
  • Hande e-oscar reporting and corrections
  • Prepare mortgage and consumer files for quality control, internal and external audits

Required Knowledge, Skills and Abilities:

  • Strong organizational skills
  • Knowledge of bank loan terms and procedures
  • Strong mathematical skills
  • Ability to multi task and prioritize as needed
  • Proficient with computers and related software such as Microsoft Office, Excel and Word
  • Excellent written, verbal and interpersonal communication skills
  • Very detailed oriented
  • Cross-sell other bank services to loan customers
  • Refer customers to loan officers

Position: Senior Credit Analyst

General Definition of Position

  • Monitor and Mitigate risk in the loan portfolio
  • Ensure loans are structured, underwritten, documented & closed per the Bank's policies
  • Incorporate Regulatory requirements and Bank's strategic plan into loan policy

Essential Duties and/or Responsibilities:

  • Monitor loan portfolio for accurate risk rating, deteriorating repayment capacity, and portfolio concentration
  • Review and analyze financial statements of new and existing credits
  • Prepare detailed analysis, present facts, and address questions concerning credit worthiness of a relationship for presentation to credit committee for approval
  • Ensure consistent quality and structure of all loan presentations as per our loan policy to credit committee
  • Oversee preparation and review of quarterly watch list reports
  • Manage OREO and sell/dispose of properties
  • Work with credit analyst, loan support specialists and commercial lenders to ensure that all client documentation and customer agreements, credit and non-credit alike, are accurate, properly executed, and all funds are withheld until all documents are properly executed
  • Collect and compile data; assist in the preparation of internal loan stress tests
  • Supervise and assist other credit analysts

Required Knowledge, Skills and Abilities:

  • Credit and Finance Knowledge
  • Excellent verbal, written and interpersonal communication skills
  • Commitment to exception free loan portfolio
  • Able to perform at a high level in a fast-paced, demanding environment
  • Self-motivated and persistent in follow through
  • Detail oriented and analytical
  • Flexible to change in a growing organization
  • Previous experience with Sageworks, Finpack or other credit analytics software a positive

Needed Experience:

  • 5 to 10 years experience in Commercial Credit Analysis
  • In depth knowledge of commercial lending laws and regulations

Reliance Bank offers a competitive hourly rate as well as a comprehensive benefits package which includes Health, Dental, STD, LTD and Life Insurance.  We offer paid time off and paid holidays, 401(k) plan with employer match, and an annual reimbursement for bank logo wear clothing of your choice.

Reliance Bank is an equal oppurtunity employer

Please send resumes to:

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Policy Statement

Copyright © 2018 Reliance Bank
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Equal Housing Lender


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Bank Hours

Lobby: 

Mon-Fri 9:00am - 5:00pm, Saturday 9:00am - 12:00pm

Drive Up:

Mon-Fri 8:00am - 5:30pm, Saturday 9:00am - 12:00pm


Contact Us

Questions? Talk to a bank representative at (507) 331-2493