Reliance Bank is a fast-growing Community Bank located just south of the metro on the Interstate 35 corridor.  We are adding a new full-time postion to our staff.

Position: Senior Credit Analyst

General Definition of Position

  • Monitor and Mitigate risk in the loan portfolio
  • Ensure loans are structured, underwritten, documented & closed per the Bank's policies
  • Incorporate Regulatory requirements and Bank's strategic plan into loan policy

Essential Duties and/or Responsibilities:

  • Monitor loan portfolio for accurate risk rating, deteriorating repayment capacity, and portfolio concentration
  • Review and analyze financial statements of new and existing credits
  • Prepare detailed analysis, present facts, and address questions concerning credit worthiness of a relationship for presentation to credit committee for approval
  • Ensure consistent quality and structure of all loan presentations as per our loan policy to credit committee
  • Oversee preparation and review of quarterly watch list reports
  • Manage OREO and sell/dispose of properties
  • Work with credit analyst, loan support specialists and commercial lenders to ensure that all client documentation and customer agreements, credit and non-credit alike, are accurate, properly executed, and all funds are withheld until all documents are properly executed
  • Collect and compile data; assist in the preparation of internal loan stress tests
  • Supervise and assist other credit analysts

Required Knowledge, Skills and Abilities:

  • Credit and Finance Knowledge
  • Excellent verbal, written and interpersonal communication skills
  • Commitment to exception free loan portfolio
  • Able to perform at a high level in a fast-paced, demanding environment
  • Self-motivated and persistent in follow through
  • Detail oriented and analytical
  • Flexible to change in a growing organization
  • Previous experience with Sageworks, Finpack or other credit analytics software a positive

Needed Experience:

  • 5 to 10 years experience in Commercial Credit Analysis
  • In depth knowledge of commercial lending laws and regulations

Reliance Bank is an equal oppurtunity employer

Please send resumes to:

  • This email address is being protected from spambots. You need JavaScript enabled to view it.

Policy Statement

Copyright © 2018 Reliance Bank
ehl logoMember FDIC
Equal Housing Lender

At times, we may provide links to sites outside the control of our bank.

We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.

Bank Hours


Mon-Fri 9:00am - 5:00pm, Saturday 9:00am - 12:00pm

Drive Up:

Mon-Fri 8:00am - 5:30pm, Saturday 9:00am - 12:00pm

Contact Us

Questions? Talk to a bank representative at (507) 331-2493